Save for the things that matter to you.
Give each goal a name and a target. Every time you move money to it, the goal fills up. Savings are kept apart from spending, so your budget stays honest.
- Goals for a trip, a phone, a safety net, anything.
- Savings and investments never counted as spending.
- A note when a goal is fully saved.
- Pro: your real pace and the month you'll get there.
Progress you can see
Seeing ₹8,000 of ₹90,000 is more motivating than an account balance. Each goal shows how far you've come, and HYFO tells you when one is fully saved.
At your pace (Pro)
HYFO Pro works out how much you actually put aside each month, from your real contributions, and shows when each goal will be reached if you keep going.
Questions
Do savings count as expenses?
No. Money moved to a goal or invested is shown separately from spending.
How many savings goals can I have?
As many as you like, free.